The Champ Plan's Economic Benefit Advantage
The Economic Impact of The CHAMP Plan™
Introducing The Champ Plan™, a "Healthcare Management Platform," you strengthen your position as a trusted resource that deepens your relationships with members by helping them increase their profitability, employee recruitment, satisfaction and retention. Operating under IRC Section 125—a tax law established in 1978 and widely recognized by businesses—The Champ Plan™ is backed by prominent organizations such as ADP, Paychex, Allstate, Harley-Davidson Manufacturing, TDK, Amazon, and many others. Tens of thousands of employees and employers already trust this program, attesting to its proven value.
The CHAMP Plan™ is a qualified Section 125 plan sponsored by employers and funded through employee pre-tax contributions, which enhances tax efficiency for both parties. Employers benefit from a consistent annual payroll tax savings of $573.60 per employee. For employees, the net tax benefit varies depending on individual tax circumstances, with an estimated average monthly savings of $125, or $1,500 annually. This estimate is based on the overall experience of thousands of participants in the CHAMP Plan, reflecting typical savings though actual amounts can differ.
The displayed graphics use the landscaping industry as an illustrative example, showing participation scenarios with 100 and 1,000 employees. Typically, EBITDA multiples for full-service landscaping companies range from 8.1x to 10.9x, reflecting variations in earnings before interest, taxes, depreciation, and amortization. However, for the purposes of these example graphs, we applied a EBITDA Multiple of 6x.
These multiples, while generally consistent across the full-service landscaping sector, can vary due to factors such as location, market conditions, and growth prospects. Accurate company evaluations should always involve consultation with a financial expert.
The overall financial impact illustrated includes combined tax savings. EBITDA Valuation multiples for landscaping businesses, used here merely for demonstration, are sourced from industry-specific research and financial databases like Bloomberg, PitchBook, and S&P Capital IQ. While these sources provide valuable insights into company valuations and performance standards, it's important to remember that these figures are estimates and may fluctuate based on varying economic and specific company circumstances.
Benefits of The Champ Plan
More Than A Healthcare Management Technology Platform
Champion Health strives to provide useful benefits and features to a broad range of employers and their employees. These benefits are not a replacement for your company’s major health insurance policy, but instead, offer supplemental benefits that make healthcare easier to access for your workforce.
What Does The CHAMP Plan™ Offer?
The CHAMP Plan™ is not a major health insurance plan, but it does effectively fill the gaps that many of these policies leave behind. Because it has zero net cost, you have nothing to lose by signing up! Here is the core benefits offered to your employees through the CHAMP Plan™:
- Primary Care Office Visits (Employee Only)
- $0 Deductible
- $0 Copay
- Urgent Care Office Visits (Employee Only)
- $0 Deductible
- $0 Copay
- Unlimited Prescriptions Included on Drug Formulary (Employee & Family)
- $0 Copay
- 100% Preventative Care Services (Employee & Family)
- $0 Deductible
- $0 Copay
- Virtual Direct Primary Care (Employee & Family)
- Access to Physicians 24/7/365
- Personal Health Assistants (Employee & Family)
- Completely Confidential Consultations
- Personal Health Dashboard
- Personal Health Improvement Plan
Here are some of the distinctive services included:
- Veterinary Consultations:
- Access to a board-certified veterinarian online to evaluate your pet’s health issues, such as rashes, dental concerns, or unusual symptoms.
- Determine the necessity of an in-person vet visit from the comfort of your home.
- Augmented Reality Physical Therapy
o Transform physical therapy with our Augmented Reality platform, offering real-time feedback and accurate movement
analysis using 111 body data points, no special hardware needed.
- Champ Shield Legal Advisory:
- Provides preliminary legal consultations for workplace issues that could lead to legal claims, including wrongful termination, sexual harassment, discrimination, or Family Leave Act violations.
- Facilitates early discussions between involved parties to potentially avoid the high costs of legal proceedings, with typical attorney fees averaging $700 an hour.
These features are designed to help your business run more efficiently, accelerate growth, and increase profitability, all included within the Champ Plan.
Most major health insurance plans are certain to offer at least some of these benefits, but they may require participants to pay out-of-pocket for many of the listed services. With the CHAMP Plan™, there are no out-of-pocket costs and we won’t even bill your employees’ insurance. We care about your company and its overall wellbeing, so let us help you provide additional benefits to the people who help your workforce thrive.
Mobile Access to CHAMP Benefits
If you or your employees need to access the benefits they receive through the CHAMP Plan™, doing so is incredibly simple. We offer users access to their CHAMP Plan™ benefits directly through the “Health Wallet” mobile app, meaning they can get more information about using their benefits directly from their smartphone. This can be incredibly useful in a pinch when traveling to a physical location or calling a representative may not be ideal.
The CHAMP Plan™ From Champion Health
Champion Health is here to help you provide your employees with access to a totally new and innovative healthcare solution. If you want to learn more about our product and how it may fit into your current benefits arrangements, it would be best to speak directly with one of our representatives during a free consultation. You can schedule using the contact form on this page or call us at
(434) 395-9140 or email us by clicking the blue button below.
The Champ Plan Benefit Details
EMPLOYEE BENEFITS
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Give Your Employees Zero Copay, Zero Deductible Care
Quarterbacked By Personal Care Assistants
Help meet your
Employees' medical needs.
Health matters to us. The quality of one’s life often has a direct correlation with the quality of their health. While it may not always be so black and white, it’s safe to assume that if one improves thei
Give Your Employees Zero Copay, Zero Deductible Care
Quarterbacked By Personal Care Assistants
Help meet your
Employees' medical needs.
Health matters to us. The quality of one’s life often has a direct correlation with the quality of their health. While it may not always be so black and white, it’s safe to assume that if one improves their mental and physical health their overall being will follow suit. Those that you love and those that you work with will always appreciate a better you.
The Significance of Employee Healthcare Coverage
One of the most influential and impressive benefit packages that an organization can offer to its employees is healthcare coverage. Healthcare coverage is becoming increasingly important among corporations as their employees are more and more inclined towards choosing employment based on the healthcare benefits that come with it.
Primary Care Office Visits
Effortless visits, in person or via virtual care, with more than 800,000 participating doctor's offices.
By enrolling in the CHAMP Plan™, employees will have access to unlimited primary care doctor visits. The plan will pay 100% of the office visit charges through First Health Providers for employees.
We Can Help You Access the Care You Need!
CHAMP Plan™ can provide all employees unlimited primary care doctor visits with $0 deductibles and $0 copays. To learn more about other great benefits our plan can provide, reach out to us today!
Mental Wellness
Discover 24/7 Virtual Mental Wellness: A confidential platform for mental health with tailored tools and resources, accessible anytime for a balanced life.
Bella
Meet Bella: Your 24/7 AI mental health companion for anxiety and depression, offering empathetic, personalized support anytime, anywhere.
Mental Health Care (employee & Family)
The CHAMP Plan’s™ Mental Health Care benefit provides you with a safe, secure, and private means of seeking mental health assistance from licensed mental health professionals via virtual or telephonic counseling sessions.
Get confidential support for your mental health!
With the Mental Health Care benefit on the CHAMP Plan, you’ll receive CONFIDENTIAL care for a wide variety of mental health concerns, including:
- Depression
- Anxiety
- Grief
- Relationship problems
- PTSD
- Stress
- And More
Confidential. Quick. Safe. Secure.
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Urgent Care Office Visits
Convenient access to urgent care centers, often available 24x7, for prompt treatment and prescriptions.
Urgent Care
Not only will our CHAMP Plan™ provide unlimited primary care doctor visits, but it will also give employees access to unlimited urgent care visits. The plan will pay 100% of the urgent care office vis
Urgent Care Office Visits
Convenient access to urgent care centers, often available 24x7, for prompt treatment and prescriptions.
Urgent Care
Not only will our CHAMP Plan™ provide unlimited primary care doctor visits, but it will also give employees access to unlimited urgent care visits. The plan will pay 100% of the urgent care office visit charges through First Health Providers, leaving you with a $0 deductible and $0 copay.
When Should You Use Urgent Care?
Using urgent care isn’t always necessary, but when it does become necessary, it can be very beneficial. Here’s why!
Urgent care centers are designed to provide assistance to patients who have non-life-threatening illnesses or injuries that cannot wait until the next day or for a later time with the patient’s primary care doctor to be treated.
Any life-threatening situations, such as a heart attack, will need immediate attention from the emergency room, not urgent care.
Unlimited Prescriptions
Free fills for more than 200 common drugs including Atorvastatin, Amlodipine, Levothyroxine, Antibiotics and more.
Prescriptions
The CHAMP Plan™ will provide unlimited prescription coverage of the specific drugs listed on the plan’s formulary, along with a $0 copay for the employee plus their family members who are added to the plan.
What Prescriptions Are Covered?
A robust list of nearly 200 generic and brand name prescriptions is covered by The CHAMP Plan™, including many of the nation’s top-prescribed drugs.
Make sure to view the formulary list for complete details. Prescriptions not on the list may also be covered at a significant discount.
Preventative Care Services
Timely access to key preventative services including checkups, screenings, immunizations and patient counseling.
Preventative Care
The CHAMP Plan™ pays 100% of preventive care services required by the Patient Protection and Affordable Care Act (PPACA) through First Health Providers. The PPACA was created to ensure that all Americans, including full-time employees, have access to affordable health care.
What is Preventive Care?
Preventive care includes routine health care services such as:
- Checkups
- Screenings
- Immunizations
- Patient counseling to prevent disease, illnesses, and other health problems
The preventive care services covered are determined by the ACA, which includes services for all adults, women, and children.
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Virtual care
Access quality healthcare anytime, anywhere with our Virtual Care Services. Convenient and personalized, our platform seamlessly integrates into your lifestyle for all your health needs
Virtual Direct Primary Care
With The CHAMP Plan’s™ Virtual Direct Primary Care benefit, employees and their families can access Virtual Direct P
Virtual care
Access quality healthcare anytime, anywhere with our Virtual Care Services. Convenient and personalized, our platform seamlessly integrates into your lifestyle for all your health needs
Virtual Direct Primary Care
With The CHAMP Plan’s™ Virtual Direct Primary Care benefit, employees and their families can access Virtual Direct Primary Care services up to 24 hours a day, 7 days a week, 365 days a year. You will also have a $0 copay! It's like having a Medical Professional on call 24/7/365.
Virtual Direct Primary Care Scope of Services
Virtual Direct Primary Care gives patients access to healthcare providers 24/7/365 from anywhere via a smart device. It is best suited for patients with relatively minor conditions (who do not require a procedure) such as sinus infection, earache, sore throat, or UTI. It also provides episodic care to patients, similar to the care provided in urgent care centers, where patients typically see providers once for a relatively minor health issue without continuity of care
Conditions that may not be treated or addressed virtually:
- Serious or possibly life-, vision- or limb-threatening conditions that need to be seen in emergency rooms:
- Neurologic symptoms suggestive of stroke
- Chest pain
- Moderate to severe shortness of breath
- Trauma especially involving the head, neck, trunk, and serious trauma involving the extremities such as amputations or crush injuries
Non-life-threatening conditions that may not be managed via Virtual Direct Primary Care, but can usually be managed in a primary care provider’s office:
- Persistent nausea and/or vomiting
- Moderate to severe shortness of breath
- Moderate dehydration
- Lacerations requiring repair
- Wounds requiring debridement, cleansing, and dressing
Office procedures that cannot be delivered via Virtual Direct Primary Care:
- Immunizations
Let Us Help You Take Advantage of Virtual Visits
Using the Virtual Direct Primary Care service keeps you protected from being around other sick individuals and helps you not expose others. You can meet with a healthcare professional from the comfort of your own home, at the touch of a finger. This sounds like a win-win in our book!
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Virtual Pet Care
Whether curled up on a couch or exploring the great outdoors, cats and dogs enrich our lives and provide companionship and emotional comfort.
The CHAMP Plan™ provides Virtual Pet Care to help you care for your furry friends. You’ll enjoy a convenient virtual care option with the quality and professionalism of an in-clinic v
Virtual Pet Care
Whether curled up on a couch or exploring the great outdoors, cats and dogs enrich our lives and provide companionship and emotional comfort.
The CHAMP Plan™ provides Virtual Pet Care to help you care for your furry friends. You’ll enjoy a convenient virtual care option with the quality and professionalism of an in-clinic vet visit for your dog or cat.
Americans love their pets!
- 66% of U.S. households (86.9 million homes) own a pet.
- 85% of dog owners and 76% of cat owners consider their pets to be members of the family.
Source: Pet Ownership Statistics 2024, Forbes
Save Time and Money with our Virtual Pet Care
If you’re concerned about your pet’s health or current condition, an expensive and time-consuming trip to the vet might not be necessary.
Our virtual vet will be able to discuss any issue or illness your pet is having and help you determine your next steps for treatment or care. If your pet needs to visit the vet for treatment, our virtual vet can offer guidance and suggestions.
Make your life easier with The CHAMP Plan’s Virtual Pet Care. You’ll get advice on how to treat any conditions or issues you’re experiencing with your pet, including behavioral problems, as well as guidance to manage chronic conditions.
You and Your Pets Will Love our Virtual Pet Care
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Employee Benefits (Cont.)
Health Management Platform
Improve your health with our AI-driven Health Management Program, providing personalized insights and access to an extensive library of medical content.
Augmented Reality Physical Therapy
Transform physical therapy with our Augmented Reality platform, offering real-time feedback and accurate movement analysis using
Health Management Platform
Improve your health with our AI-driven Health Management Program, providing personalized insights and access to an extensive library of medical content.
Augmented Reality Physical Therapy
Transform physical therapy with our Augmented Reality platform, offering real-time feedback and accurate movement analysis using 111 body data points, no special hardware needed
Vitals
Use Vitals to easily track heart rate, blood pressure, and other vital signs in real-time, without extra devices, for a complete health overview.
Available in Spanish
Explore The CHAMP Plan in Spanish: Your all-in-one health and wellness app for personalized fitness, nutrition, and tools in your native language.