Referral Companies

At Prospera Consulting & Bookkeeping, we recognize that managing employee benefit expenses while attracting and retaining top talent is essential for business growth. That’s why we refer businesses to AffordaCare® Insurance Services, a trusted leader in Level-Funded Health Insurance and other key insurance solutions. AffordaCare® specializes in designing innovative, affordable, and comprehensive group health plans tailored to the unique needs of businesses and their employees. 

Smarter, Customized Benefits
Rising healthcare costs and the challenges of open enrollment can create stress for employers and employees alike. By leveraging AffordaCare’s cutting-edge solutions, Affordacare offers smarter, cost-effective alternatives that align with corporate objectives and budgets. AffordaCare’s comprehensive Level-Funded Plans, including integrated Health Management Plans, provide a seamless way to reduce costs while improving employee satisfaction and retention.

Employer & Employee Savings
AffordaCare’s extensive network and relationships allow them to compare hundreds of plans and carriers, ensuring clients receive the best coverage options at competitive prices. On average, businesses save over $3,000 per employee annually, freeing up resources to reinvest in their operations and teams. AffordaCare’s significant size and buying power enable them to secure lower rates through wholesale pricing, with the savings passed directly to clients.

Proven Track Record
AffordaCare® has a proven track record of success, having helped over 1.2 million clients save more than $1 billion in monthly healthcare costs. By introducing AffordaCare® to businesses, they gain access to tailored solutions that simplify plan management, reduce expenses, and provide employees with access to top-tier healthcare options.

AffordaCare breaks the mold of traditional employee benefits. They deliver smarter, more affordable, and customized health insurance strategies designed to empower businesses and their employees to thrive in today’s competitive marketplace.

Note: Only when it's appropriate, Leonard D. Quiroz, CLU®, ChFC® may refer businesses to external employee benefit professionals and vendors. Please see disclaimer and disclosures below. 

Disclosures & Disclaimers
The referral of businesses to AffordaCare® Insurance Services and Champion Health, Inc. by Leonard D. Quiroz, CLU®, ChFC® is intended as a resource for employers seeking innovative solutions to enhance employee benefits programs and potentially reduce healthcare costs. Leonard D. Quiroz, CLU®, ChFC®, is a licensed insurance professional in the State of Washington, with reciprocal appointments in other states, and may receive a referral fee for businesses that choose to engage the services of AffordaCare® Insurance Services or Champion Health, Inc.

Prospera Consulting & Bookkeeping Services is not a licensed insurance broker, agent, or vendor. It does not sell, underwrite, or administer insurance plans and does not receive any compensation related to these referrals. All decisions regarding health insurance should be made in consultation with a licensed insurance professional or benefits consultant.

All referrals are made in good faith based on the providers’ abilities to offer cost-effective, customized employee benefit solutions. This referral does not constitute an endorsement, guarantee, or warranty of the services provided by either company.

Businesses and individuals are encouraged to conduct their own due diligence when selecting insurance plans and service providers. AffordaCare® Insurance Services and Champion Health, Inc. remain solely responsible for the plans, programs, and services they offer. Prospera Consulting & Bookkeeping Services and Leonard D. Quiroz, CLU®, ChFC® assume no liability for any decisions made as a result of these referrals or for outcomes stemming from the services provided by these third parties.